Klarna is revolutionizing the shopping experience by offering customers flexible payment solutions and an easy-to-use shopping platform that works across thousands of stores. With Klarna, users can spread out payments, manage budgets more effectively, and enjoy a smoother checkout process with trusted retailers. Whether you’re shopping for essentials or splurging on something special, Klarna is here to make it more manageable and enjoyable. Discover the latest updates, exciting deals, and how Klarna is empowering you to shop on your terms.
Why Choose Klarna? Flexible, Convenient, and Transparent Shopping
Klarna is designed for the modern shopper who values flexibility, convenience, and transparency. Here’s why millions of customers choose Klarna every day:
Key Benefits of Klarna
- Flexible Payment Options: With Klarna, you can pay right away, pay later, or spread payments over time.
- No Hidden Fees: Klarna is transparent about costs, so there are no surprises.
- Trusted by Leading Brands: From high-end fashion to home essentials, Klarna partners with over 250,000 retailers globally.
- User-Friendly App: The Klarna app makes it easy to track payments, manage finances, and discover deals, all in one place.
From splitting payments to enjoying exclusive deals, Klarna provides the tools you need to enjoy a more flexible and rewarding shopping experience.

What’s New at Klarna? Latest Features, App Updates, and More
Klarna continually enhances its platform to deliver a seamless shopping experience. Here are some exciting new features and app updates you’ll want to explore.
Klarna’s New Interest-Free “Pay in 3” Option
Klarna has expanded its popular “Pay in 3” option, allowing customers to split their purchase into three interest-free payments. This option is perfect for those looking to manage their budget while enjoying the freedom to buy now and pay later.
- How It Works: Pay the first installment at checkout, then pay the remaining two installments every 30 days.
- Interest-Free: No additional fees, no interest—just three simple payments.
- Available at Select Retailers: Look for the “Pay in 3” option when shopping with Klarna’s partners.
Enhanced Budgeting Tools in the Klarna App
The Klarna app has recently added powerful new budgeting features, allowing users to keep track of spending, set spending limits, and receive personalized insights to help them make smarter financial decisions.
- Spending Overview: Track your purchases and get a clear picture of where your money is going.
- Personalized Insights: Klarna provides spending recommendations based on your habits, helping you manage finances effectively.
- Custom Alerts: Set reminders for upcoming payments or spending goals, ensuring you stay on top of your budget.
Klarna’s Shopping Hub: Discover Deals and New Arrivals
Klarna’s Shopping Hub brings you the best deals, exclusive discounts, and trending products all in one place. This feature is perfect for those who want to discover new brands or score savings on their favorite items.
- Daily Deals: Save big with discounts from top brands, updated daily.
- Trending Finds: Explore new arrivals and trending items curated by Klarna’s team.
- Price Drop Alerts: Follow products you love, and Klarna will notify you when there’s a price drop.

Exclusive Deals and Promotions: Save More When You Shop with Klarna
Klarna is not only about flexible payments—it also brings you exclusive discounts and promotions. Here’s a look at some of the latest deals:
Shop with Klarna’s Black Friday Early Access
Klarna customers get early access to Black Friday deals, with discounts of up to 50% on select items. By using Klarna’s Shopping Hub, customers can browse these exclusive offers and secure deals before they go public.
Refer a Friend and Earn Rewards
Klarna’s referral program allows you to earn rewards simply by inviting friends to join. For every successful referral, both you and your friend receive a €10 discount on your next purchase. The more friends you refer, the more you save!
Klarna Card Perks: More Ways to Shop and Save
With the Klarna Card, available for just €3/month, users can enjoy even more flexibility and exclusive perks. The Klarna Card links to your Klarna account, allowing you to split payments over time and access exclusive deals at participating stores.
- Zero Interest: Enjoy interest-free purchases for up to 30 days.
- Discounted Subscription Fee: Only €3/month for access to the Klarna Card.
- Exclusive Perks: Receive surprise discounts and access special events reserved for Klarna Cardholders.
Klarna’s Most Popular Features: Why Customers Keep Coming Back
If you’re new to Klarna or want to make the most of your account, here’s a closer look at some features Klarna customers love.
Pay in 30 Days
Klarna’s “Pay in 30 Days” feature allows you to receive your items, try them on or see them in person, and only pay if you decide to keep them. It’s a no-risk option that’s perfect for online shopping.
Klarna’s Buyer Protection
With Klarna, shopping is stress-free thanks to buyer protection, which covers customers in cases of fraud or disputes. If something goes wrong with a purchase, Klarna’s customer service team is ready to help, ensuring your money and purchases are protected.
One-Click Checkout
Klarna’s one-click checkout simplifies the online shopping experience. Once you save your information, you can complete purchases with a single click, making the entire process quick and easy.
How to Maximize Your Shopping Experience with Klarna
To make the most out of Klarna, here are some tips and strategies to save money and enjoy a smooth shopping experience.
- Set Up Price Drop Alerts: Follow your favorite items to receive instant notifications when prices drop.
- Use Klarna’s Budgeting Tools: Klarna’s budgeting features can help you manage your expenses and avoid overspending.
- Opt for Klarna’s “Pay in 3”: This option is perfect for larger purchases, helping you manage your budget without additional fees.
- Shop with the Klarna Card: With perks, flexible payments, and exclusive discounts, the Klarna Card is a valuable addition for frequent shoppers.

Klarna’s Commitment to Sustainable Shopping: Shopping Smart and Responsibly
Klarna is focused on sustainable shopping, helping users make environmentally conscious decisions. By promoting brands with sustainable practices and offering insights into sustainable products, Klarna encourages a greener way to shop.
Carbon Footprint Insights
Klarna provides a unique feature that shows customers the estimated carbon footprint of their purchases. This transparency helps customers make informed choices and supports Klarna’s commitment to sustainability.
Sustainable Brand Partnerships
Klarna partners with brands committed to eco-friendly practices, highlighting these brands in the app so customers can support companies that prioritize environmental responsibility.
Klarna for Businesses: A Trusted Payment Partner
Klarna also offers significant benefits for businesses by providing flexible payment solutions that enhance the shopping experience for their customers.
Key Benefits for Businesses
- Higher Conversion Rates: Klarna’s easy payment options increase customer purchase confidence and reduce cart abandonment.
- Brand Exposure: Through Klarna’s app and Shopping Hub, partner businesses gain exposure to millions of Klarna users.
- Secure Transactions: Klarna’s buyer protection and secure payment processing instill trust, benefiting both customers and businesses.
Join Klarna Today: Experience Flexible Payments and Discover New Deals
With Klarna, shopping is more flexible, enjoyable, and manageable. Whether you’re looking to split payments, discover deals, or shop with confidence, Klarna has something to enhance every shopping experience. Visit Klarna’s website or download the app today to explore new features, access exclusive discounts, and make the most of your purchases.